PAPERWORK – a necessary evil whether in or private of business lives. We all have an increasing amount of documentation needed to navigate our daily lives, from vital one-offs like birth certificates and passports to the monthly credit card statement and utility bills. And with the advent of digital communication and storage, many of us find our essential documents as pdfs attached to emails out there in the ether somewhere, with an awkward hybrid of essential documents spread between our filing cabinet and the cloud.

TRUSTS are not just for the rich and famous – they are a very helpful tool in making sure your wealth goes where you want and is used how you want. That said, they do come with costs to set up so at what point is it worth considering creating a trust as part of your estate planning?