GUARDIANS are important people – chosen to make decisions on behalf of someone unable to make them for themselves.

Have you thought about what you would do if a critical individual or individuals in your business quit or retired?

MANY of us put off planning for our end-of-life health needs as we think it is something for old age which is a long way off – but emergencies can happen at any time.

GUARDIANS are important people – chosen to make decisions on behalf of someone unable to make them for themselves.

YOU are ahead of most people and have actually taken the time to address the problem and have written a will.

Well done – far too many people do not have wills prepared, whether they are avoiding the topic or just never quite get round to it as there is always tomorrow. Until there is not anymore.