MANY of us put off planning for our end-of-life health needs as we think it is something for old age which is a long way off – but emergencies can happen at any time.

MANY of us will use a Power of Attorney at some point in our lives – either acting for someone else or for ourselves. But it is important to understand what a Power of Attorney document actually creates legally, for both parties involved, and the fact there are different kinds with different implications.